July 2025 Silicon Valley home values continue to show strong appreciation, even with higher interest rates. This reflects a significant drop in the supply of new listings that is counter-balanced by strong demand. Record-setting stock market values is also a
Quarterly Price History by City
The quarterly view of median prices provides insight into the ups and downs of market values.
Market Demand by City
July 2025 Market demand remains at historically high levels across Silicon Valley cities from Menlo Park to Los Gatos. New listings continue to sell quickly as shown by the average days on market (red line). Final sales price average is
Sale/List Price by City
July 2025 Listings that sell in the first 10-14 days on market can sell for significantly more over list than the average. Higher %’s over list suggests multiple offers and motivated buyers. It definitely pays to prep your home for
Interest Rates
July 2025 Interest rates vary fairly significantly. The biggest factors being whether the loan amount is conforming or jumbo and if the size of the down payment. Understanding what the rate is for your situation is critical in determining your
High School Rankings
Schools can be key in determining where to live and the value of your home. Greatschools.org is a great resource for assessing your local schools, including elementary, middle and high schools. The table below shows top-level rankings for high schools
National Housing Outlook
January 2024 The National Association of Realtors published a 2024 Housing Market Forecast that provides insight into expectations of what will happen in 2024. Key takeaways: Mortgage Rates – expected to decline. The report says year-end rates should decline by
Conforming Loan Limits
January 2024 The Federal Housing Finance Agency increased the conforming loan limit to $1,149,825 in Santa Clara and San Mateo counties for 2024. A purchase price of up to $1.4M should qualify for a conforming loan, assuming 20% down payment.
Case-Shiller Bay Area price history
The Case-Shiller Index provides a great historical view of home values in the San Francisco Bay Area. This index covers five counties, however does not include Santa Clara County (Silicon Valley). Interesting to note that homes have appreciated by 6%
Interest-free Market Prep loan
Compass offers an interest-free, no-fee loan of up to $40,000 for sellers to maximize the resale value of their home. This can be used for most anything you deem necessary. The loan is paid-off through escrow, so out-of-pocket cash is